We are Carmoola and we bring “wow” to car loans.
Carmoola is a fully automated car finance lender, providing customers with a seamless and cost-efficient way to purchase their next car in minutes, or refinance their existing loan and save money.
Finance a used car or refinance an existing car in minutes using a smartphone.
Pay for their new wheels instantly online with a virtual card, or using Apple, Google Pay at over 8,000 dealerships across the UK.
Flex their plan in the app, or contact our friendly support team 24/7
Rates from as low as 6.9% APR, representative 13.9% APR. Loans from £2,000 to £40,000.
Finance is subject to status and is only available to UK residents aged 18 and over.
Carmoola is committed to responsible lending.
What do customers love about Carmoola?
Get your credit limit in just 60 seconds
Be ready to buy your car within 10 minutes
Massive choice of over 8,000 reputable UK dealerships
Free HPI check on the car you want to buy
Pay instantly and feel like a cash buyer
Available on iOS and Android
24/7 UK-based customer support team
NPS of +90
No paperwork required, application is 100% online in the app
No expensive dealership or broker commissions – we pass the savings directly to our customers!
Carmoola Affiliate Programme
We like to keep things simple here. We’re offering a commission of £300 for each customer you introduce, when they take out car finance with Carmoola to buy their next car, or decide to refinance their existing car loan over to Carmoola.
To qualify for cashback, customers must apply directly with Carmoola using our mobile app or website, not through comparison sites or partners.
What our customers say
“I was looking for a new car nothing to flashy, but with Carmoola you’re able find thousands of cars from hundreds of approved dealerships in a budget tailored to you, I was able to find my dream car in my budget and was able to have it bought on the same day, would highly recommend this way of buying a car to anyone, very helpful staff if you need help, very impressed. Thank you Carmoola!”
Tim, proud owner of a Mercedes CLA
“I saved almost £8,500 in interest when I switched my car finance to Carmoola! Really happy with you guys, definitely recommending you to everyone.”
Dumitru, proudly refinanced his Mercedes GLA.
“Getting a car loan couldn’t be any easier, hassle free and straightforward. I know its too good to believe but its a FACT. Couldn’t recommend anyone else other than Carmoola. Both Hanan and Tom were great in assisting me with the loan. Would use it again if i had a chance to.”
Sujeeth, proud owner of a BMW 3 Series
“If you want zero stress on how to finance your next car this is the place! I’m collecting my new car next week! Very easy and you always have someone to answer your questions.”
Maria, proud owner of a Hyundai Ioniq.